For starters, you can add weather stripping to outside-facing doors and windows. If your landlord doesn’t want to pay for it, then it can be found cheaply on aliexpress. Also, add insulation outside-facing switch covers and outlet plates.
Formerly pretty good free resource for academic citations now turned into a giant pile of steamy hot garbage by the incredible asswipes at Chegg, a corporate name that mostly calls forth the image of a debilitating sexually transmitted infection....
Mine is people who separate words when they write. I’m Norwegian, and we can string together words indefinetly to make a new word. The never ending word may not make any sense, but it is gramatically correct...
If you are voting Republican in the US, you’re advocating fascism. Full stop.
And also lol what a dumb thing to say. Fascism is by definition right wing. It is the terminus of the right side of the spectrum. That isn’t an opinion, that’s it’s definition.
They think the things you’d be surprised to learn people actually think.
I.e.
Crying makes you weak. They’re with manly men who don’t cry or go to therapy or any of that woke commie bullshit. They’re with strong men who will protect them. Louder = smarter.
Image description: a screenshot from the Wikipedia page for the Doctor Who TV series, with a user-added caption that reads “Preserve the media you can before it’s gone forever.” The Wikipedia article reads, “No 1960s episodes exist on their original videotapes (all surviving prints being film transfers), though some were...
Internet archives should be an entity receiving funding through tax dollars. They should be archiving a lot more of the internet, too, including all media. All tax paying citizens should have access to it through a govt provided email acct. Artists should apply for grants instead of relying on corporate residuals.
The extremely (almost irresponsibly) abridged version of the 2008 subprime mortgage crisis is that banks were giving out loans to people who could not afford to pay them.
This is the comparison I’m drawing, because it’s what is happening again.
A 200K home mortgage isnroughly 2000/mo. It’s not doable for median income, and the .median house price is like 380k right now. The math doesn’t check out.
In 2008 the economy tanked because the banks had made a habit of cough approving mortgages that they knew people couldn’t afford in the long run. Then they auctioned off those subprime mortgages to smaller banks, and played hot potato until oopsie, economic depression.
If we’re in this boat, who the fuck is buying a home, who approved their loan, and how the fuck is 2008 not right around the corner again?
I think the interest rate has a lot to do with the declining value of commercial real estate. I think the banks are trying to cover losses. Small businesses going fully remote makes it difficult to sling commercial real estate at the old rates.
I think this is also behind the odd fetish of returning to the office we read so much about.
No. My source is basic arithmetic. The math just simply doesn’t check out. Banking isn’t rocket science.
A 200K home mortgage is roughly 2000/mo mortgage. It’s not doable for median household income if about 75k, or about $4200/month after taxes, while grocery prices inflate over 10% year in end, and the median house price is like 380k right now. The math doesn’t check out.
It is, though. People are buying homes who cannot afford them all over the US right now. It’s not as though home buying has ceased with the interest rates.
Oh, I “can”. I just know that $4000/mo is not what we can “afford”. We’d sooner squeeze into her apartment for $1000/mo and not be responsible for anything.
I mentioned in this thread somewhere that I believe we’re in for another 2008 collapse. If I cannot afford a mortgage who the fuck is signing those papers? Same uneducated buyers and predatory lenders as in 2003-2008. I predict a collapse starting this time next year based on I’m high and I just woke up.
No doubts (lemmy.ml)
What are some easy ways that you can improve energy efficiency and be more eco-friendly in your rental apartment?
For starters, you can add weather stripping to outside-facing doors and windows. If your landlord doesn’t want to pay for it, then it can be found cheaply on aliexpress. Also, add insulation outside-facing switch covers and outlet plates.
deleted_by_author
bibme.org wants me to watch a sponsored message (lemmy.dbzer0.com)
Formerly pretty good free resource for academic citations now turned into a giant pile of steamy hot garbage by the incredible asswipes at Chegg, a corporate name that mostly calls forth the image of a debilitating sexually transmitted infection....
18+ What irritates you the most with your own language?
Mine is people who separate words when they write. I’m Norwegian, and we can string together words indefinetly to make a new word. The never ending word may not make any sense, but it is gramatically correct...
deleted_by_author
StockImage.Jpeg2000 (slrpnk.net)
Do the right wing women in relationships with right wing guys think it's like a draco malfoy thing where they're a good guy underneath?
do the right wing guys think it’s like a draco malfoy thing where they’re a good guy underneath?...
Great, now it’s stuck in my head : I’m blue, dadodidadoda dadodidadodaaaa🎶 (sopuli.xyz)
Piracy is Preservation (feddit.de)
Image description: a screenshot from the Wikipedia page for the Doctor Who TV series, with a user-added caption that reads “Preserve the media you can before it’s gone forever.” The Wikipedia article reads, “No 1960s episodes exist on their original videotapes (all surviving prints being film transfers), though some were...
So how much "bad" debt are you in?
Hear about how much debt everyone in the US has all the time, curious about some of your stories!...