My only budgeting is to earn much more than I spent so I don’t have to think too much about it. That means that I live quite frugal and other than food don’t really buy much on a regular basis.
This works great until you lose half your income and you don’t change your spending habits because your cats are used to a certain standard of living. Hooray for my line of credit!
I had a neighbour I lived next to that no joke the kids used to play basketball inside the apartment. We met the poor person below them once and she asked almost jokingly if they play basketball. Yes, yes they do that is what they’re doing.
Luckily at my new apartment I don’t have to wonder what they’re doing because in addition to the stomping I can also hear their kids fucking screaming the entire day. Do they jump on their bed at 5 am? Why yes. Do they chase the dog around at 2 pm? Why yes, yes they do. Does their dad come home and yell at them at 5 pm? Why yes! Yes he does.
“Pay yourself first”. My bank has a feature that allows me to setup automated money transfers to and from different accounts based on rules I setup. The most important one is when any deposit is received from my employer, 20% of the amount is automatically transferred from my chequing account to my retirement account. My paycheque is deposited overnight and the money is already “gone” by the time I wake up in the morning. Treat it like another tax on your income that you have no way to avoid paying. Then live off what’s left.
I have accounts for travel, house expenses, utility bills, groceries, car expenses, and fun money. Each of them gets part of my paycheck. Every couple of months I take a look to see if things are getting out of whack.
The best part is that I can be an idiot and overspend with the fun money account. If I spend it all, there’s absolutely no repercussions, since everything important is already safely in different accounts.
Also, when car expenses (or vacations) roll around, I already have money put aside for it.
All paths lead to the singularity. There is no going back. Every stumbling block can be circumvented. But if he was determined, he’d probably declare war on the undersea cables that transfer the internet between countries, which is so easy to do we’ve had to stop sharks and pistol shrimp from doing it.
The ending of se7en makes no sense. All the previous victims were murdered because they suffered from one of the seven deadly sins (gluttony, sloth, greed, lust, pride). But the final two victims - that supposedly would complete the list - did not suffer from these sins, but instead the perpetrators murdered them out of envy and wrath. Gwyneth did not suffer from envy, and Brad did not get murdered for his wrath.
Such a shame because the rest of the movie is great.
that ending was the very first draft of the film. there were multiple other ones but the directer was sent that one by mistake but loved it so much it stayed as that
That’s really interesting! The ending is famous and otherwise well regarded, so the director probably made a good decision - even though I will always disagree :)
Brad suffered extremely for his wrath. As did spaceys character. (who was wrath all along in this movie.)
With envy you’re right. Never thought of that. But the whats in the box scene is so very powerful I kinda never noticed. It is powerfully acted, directed, shot. It cemented the career of everyone who was involved, right there.
We have a retroactive Google Sheet which pulled from Reddit years ago where we put our transactions in and categorise them. Lets us see where we spent money
In addition because the providers and cables are owned and operated by private companies the government would have a very hard time convincing telcos to do that.
Hell even internally you can’t with every major city having 2 or 3 places where providers can connect with Google, Amazon, Facebook, Cloudflare, Akamai. Not to mention all the private peering locations.
From a political POV, make legislation that says registered telcos must turn off telecommunications equipment connected to non US locations or black hole non us traffic when entering the country when requested by a government.
From a technical POV, have the Armed Forces drop depth charges on those cables where they cross our borders. Sure there would be legal challenges, but the damage would already be done, probably for years based on how prosecuting him for January 6th has gone.
Ordering Amazon to turn off their servers (or more likely block all but government-approved connections) would result in about 70% of the internet going offline, even without cutting the cables. This can be accomplished with emergency powers.
Poison or shut down US-based root DNS servers; also accomplishable with emergency powers, but the easiest to route around.
Yes, this would all be a phenomenally stupid idea. New York City alone lost ten billion dollars per day while they were offline from Sandy. My job - hell, the entire company I work for - would evaporate instantly with no internet, and so would the livelihoods of most Americans. But this fucking guy doesn’t care about any of that. Don’t think the law will get in his way, don’t think fear for the country’s future will stop him. If the rest of the government allows him to be a candidate and he gets elected, despite the Fourteenth Amendment, the US is toast.
Is there a ‘proxy’ docker or application I can run that I can use for ublock that acts as a gateway so I could use its awesomeness on every device without configuring them?
I’m aware of Pihole but these additions look amazing and are obviously not dns based ?
My bank has some neat online banking features that break down where my money comes from and where I spend it on. It also compares my current expenses to my monthly average so I can see if I’m spending more. I’m sure I can do better by doing it on my own, but for someone lazy like me, it’s a good starting point to get an overview of my finances.
YNAB is a web app and mobile app. It’s beauty is that it helps you look FORWARD, instead of tracking your PAST spending.
It’s not much use to see that you spent too much last month, again. Instead, YNAB helps you know what your average expenses are and lets you set aside meaningful amounts for each kind of expense = that’s what we call a BUDGET.
Yes, it has a cost. Yes, it’s ironic to spend money on a tool to save money. But here’s the thing: it really works! For me, it’s easily worth the cost.
I second this. I feel silly paying for it, but if you (and your spouse, if applicable) totally buy into their system, it’s a way of life. The biggest thing is how it sets up purposeful sinking funds (instead of just “savings”) - every dollar has a job. Now when we have major expenses, it’s like - meh! Water heater went out? No sweat, home maintenace got you covered. And if it doesn’t, you roll with the punches and transfer it from some other category.
Using YNAB’s sinking funds helped me get out of my considerable divorce debt. They’re like envelopes you put money into ahead of time, for every single category/thing you want to spend on or save for.
If you need to spend more than is in the envelope, you must transfer from another envelope first
If a bill is higher than expected, transfer money from another envelope
If you want to make an impulse purchase that doesn’t fit an envelope, make mine and transfer money in from an existing one
And so on. It’s a great system, and I continue to use it even though I’m now debt free, except for my monthly bills and car lease payment.
Yup. The ease of use for my wife and us being able to check our own funds real time has made it invaluable. I’m sure! there ways i could do it myself but she’s gotta be able to use it.
Same here. I see a lot of people complaining gabout paying for it, but it’s solid software, and worth the money. It’s helped my wife and I manage our finances and we never argue about money. That’s worth a lot of money IMO.
As an alternative approach you can look into ansible. As opposed to making a system backup you can define your system configuration as code that you can redeploy with it.
Yeah but I had a hard time setting things up manually (docker), so port that to ansible would be quite the job I guess (especially nginx), and I’m toying with the idea to compile Lemmy from scratch so eventually I could help one day.
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