You run into a problem that you need to mitigate for this to work: qualifying for a mortgage.
A landlord can rent to you for a year–or less–and they assume the risk of you not paying and needing to evict you. Their income verification can be a lot more loose as a result. A bank is going to be in a relationship with you for 15-30 years; they want to be pretty sure that you’re going to be able to meet your financial obligations for that whole time period. As a result, they’re going to be quite a bit more strict about proof of income, etc.
Renting can be cheaper, too; a tenant isn’t on the hook for repairs to a unit, but when I need a new roof in my house, or the water heater goes out, I get to pay every penny of that myself. Yeah, the mortgage is cheaper, but just because you can afford the mortgage doesn’t mean that you can afford everything else that goes into owning a home.
You also get into weird and perverse tax and zoning incentives that can make it difficult to build any kind of affordable housing; Dems say they want affordable housing, right up until someone wants to put it in their neighborhood, then they start acting like Republicans.
Yes, the lack of affordable housing is a huge problem. But it’s not quite as black and white as it often seems.
Dems say they want affordable housing, right up until someone wants to put it in their neighborhood, then they start acting like Republicans
In my experience, this isn’t the case unless someone (sometimes Republicans, sometimes just politicians) try to put ALL the affordable housing into specific neighborhoods for selfish reasons, or the place the affordable housing is going doesn’t have jobs because someone actively avoid putting them in the places with jobs because “them poor people are criminals and will hurt business”.
New Bedford, MA was a great example. It was an open secret that MA acted to ship a high percentage of projects and Section 8 to New Bedford. It’s also an open secret that budgeted commuter rail plans to New Bedford kept getting cut despite the rail running to the rural ass-crack of Western Mass, creating a job-starved desert of one of the otherwise most established economies in the state. Solely because somebody didn’t want people in affordable housing to have mass-transit access to most of the state.
I don’t blame “The Dems” for that. Neither should anyone. This isn’t NIMBY, this is “Let’s put them all in your back yard. Then put more in your back yard. Then keep it coming. Then burn the bridge. Aren’t I doing good?”
It really is the Dems on this one. Esp. in MA, which has a Democratic supermajority. And California, and New York, and Illinois. All of those things you are saying are problems are problems created by Democrats, in Democratic-controlled states, because wealthy Democrats don’t want to live near poor people.
I’m not saying Republicans are better; Republicans absolutely have a “fuck them poors” attitude, and the Dems are at least claiming to want to treat people decently. But Dems aren’t following through with what they say they want to do–affordable housing for all–while Republicans are definitely following through with their promise to fuck everyone that isn’t already in the top 10%.
BTW - section 8 should be great for a landlord. You are guaranteed payment on the 1st of every month, and you can still initiate eviction if the tenant is trashing your property or doing crime. But most landlords that aren’t slumlords generally hate that shit, because they don’t want poor people living there even if they’re getting their money. It’s stupid and short sighted.
I’m not sure you understand how Massachusetts politics works (or perhaps any local politics). I can’t speak for the other states with in-depth knowledge, but boy can I school you about Massachusetts.
Federally, we’re a deep-blue state, but that’s just not all of how it works at the state level. With a few exceptions we usually have a Republican governor. Yeah, the rest of the US like to call them “RINO” because the’re not on board with the craziest shit the alt-right has to offer. Most (if not all) of these changes happened under Romney and Baker, both Republican. Of note, none of these changes I’m talking about have ever shown up in a bill in legislature. They’ve all be driven by the executive action upon the mandate. That is, they fall on the governor. Who was Republican.
…and yet, I didn’t say it’s The Republicans, either. Democrats could’ve stepped in by passing laws preventing that behavior. We didn’t because our Democrats like to keep peace with our Republicans and, frankly, because the Democrats don’t care enough to involve themselves in the HOW as long as subsidies are happening.
But Dems aren’t following through with what they say they want to do–affordable housing for all
Again, I can only speak for MA. With one very recent exception (and excepting the recent excessive price spikes), MA does fairly well with providing affordable housing for all as long as it’s outside of Boston. But I think I wasn’t being entirely clear. I am mostly talking about Housing Project availability. Section 8 is, as you suggested, up to the landlord. It’s worded to allow people to live basically anywhere, even in the heart of Boston, with a limited income.
BTW - section 8 should be great for a landlord. You are guaranteed payment on the 1st of every month, and you can still initiate eviction if the tenant is trashing your property or doing crime
From family experience, the issue is that “trashing your property” can cost you years of profits or even force you to sell the building. I’ve had family deal with the notorious “cement in the toilet” meme for real. People really do it and it really costs a massive amount of money to handle. Home and landlord insurance does not cover intentional damage by tenants. We’re talking up to $15,000 damage just because they’re mad you’re evicting them.
Most landlords don’t care about “not wanting poor people” with Section 8. They care about having judgement-proof tenants who can cause damage and never be held accountable due to being poor. They also have to meet certain building code and quality standards that non-section-8 landlords don’t! There’s a LOT of non-section-8 rentals in New Bedford for this reason. No, they’re not trying to gentrify Durfee Street, I promise you that!
There’s two sides to the section 8 coin. Side 1 is that the rent is slightly above-average and some of it always shows up on time. Side 2 is that the rest of it is often late, overall risk is higher, and then you actually can’t be a slumlord. I mean, look at the list of rules. Everyone I know living in New Bedford apartments have (checks list) shitty or broken HVAC, decaying building foundation, crappy interior stairs, pest issues, flaking paint, etc. Not only can landlords get away with a lot of that (and worse) normally, but Section 8 includes annual and spot inspections for all of them.
I don’t fault the state making these demands, but it leads to a lot of people not registering their rental with Section 8, for reasons that have nothing to do with Poor tenants (and in many cases BECAUSE they’re going to have poor tenants who won’t pitch a fit about a not-to-code apartment). I’ve rented from places that would have failed Section 8. And I kept my mouth shut.
In Illinois you didn’t have to ‘register’ for section 8 (I believe it was called ‘housing choice’), but it’s been a long time ago. (I owned a house that had two apartments; I lived in one, rented the other out.) Most tenants are functionally judgement-proof, unless you only rent to upper-middle class people. Sure, you might get a judgement against them, but that doesn’t mean you’ll ever see a penny of it. As far as not being a slumlord, I have absolutely no tolerance for landlords that don’t want to keep properties in good repair, full stop. Yeah, it’s expensive to replace a roof, but fuck you, that’s why you’re taking in rent.
Most tenants are functionally judgement-proof, unless you only rent to upper-middle class people
This is fair on large damage numbers, but you can often squeeze someone making $40-50k/yr if they owe you $5-$10k in malice-caused damages… but more importantly, for that kind of damage, you’re talking about small-claims court. You don’t need a lawyer, just time, and “they poured concrete into the toilet - here’s my bill” is the kind of open-and-shut case small-claims court thrives on.
As far as not being a slumlord, I have absolutely no tolerance for landlords that don’t want to keep properties in good repair, full stop
100% agree. But even super-renter-friendly states do little to hold landlords accountable. If you want to be a slumlord, you can be a successful slumlord. Tenant holds you to task with the state? You don’t renew the lease. There’s ways they can fuck with you if they know better, but often they don’t. From someone I’m involved in a lawsuit with (can’t give details), slumlording is a no-brainer as a numbers game. 100 slum apartments, get sued once a year, huge win.
Yeah, it’s expensive to replace a roof, but fuck you, that’s why you’re taking in rent.
Fuck yes. I’m not a huge fan of the whole “all landlords are evil” tankie rhetoric, but boy do I sympathize with them on the specific topic of slumlords.
They don’t assume the risk? The moment I don’t pay by the third they are threatening to evict me. They charge rent that covers their monthly mortgage payment and then some. It’s the same shit. The place I rent now is owned by progress and it’s 50/50 it seems what they cover. On top of that I have to clean it all (professionally now , that’s new) when I move out. When I moved in the place was 1700 and now it’s 2400. There’s so much risk they’re taking in renting me a place , charging rent , but not getting anything back for it.
They’re threatening to evict you, yes. But actually evicting you, in at least some states, can be challenging. I know someone that rented out his entire home (long story), and got paid about three months of rent before they quit paying. It took him nearly two years to get them out. (Last I knew he was suing the agent that vetted them; apparently there was collusion, and the tenant has done this multiple times before.)
The flip side is that if you quit paying your mortgage, it’s also going to take months or years to get you out of the house, but then the bank has a piece of real estate. Banks don’t want to own real estate; that’s not their business. They’re not set up to buy and sell real estate. Foreclosing on a house costs a bank a lot of money.
Renting can be cheaper, too; a tenant isn’t on the hook for repairs to a unit, but when I need a new roof in my house, or the water heater goes out, I get to pay every penny of that myself. Yeah, the mortgage is cheaper, but just because you can afford the mortgage doesn’t mean that you can afford everything else that goes into owning a home.
Don’t worry about that, landlords have figured that out. There’s a new 500 unit apartment complex that is currently being built in the Philadelphia suburbs that is taking applicants for units at the affordable price of $3500 per month.
A roof that fails on a 500-unit apartment complex will be cheaper to replace per unit than the roof an a single family home. Same with a water heater that serves multiple families rather than a single family. Honestly, it’s a good argument for communes, but communes have their own set of social problems, since it can be hard to get people to take responsibility for shit unless you go into it with the same kind of contract that you’d have when renting.
Because they’re paid to do so? We hired a company to build our home, and after it was complete and paid for they held no further claim on it or on the property. Why would they?
If you think about it, it is completely absurd, why anyone assumes the right to ‘own’ a piece of land. Or even more land than the other guy. Someone must have been the person to first come up with the idea of ownership, but it is and was never based on anything other than an idea, and we should question it.
After all inheritance of landownership is a major cornerstone of our unjust and exploitative society.
Every generation, people want to try new things and it’s nice. But landownership can and has been and good thing in a way that just going back to “anarchy” wouldn’t work. E.g. creation of ghettos, who gets to farm the best land, etc.
So then the suggestions are that the land are owned and “managed” by the state apparatus. Now we have a few famines in history to show us how gaining favor in a political system is not the best way to manage the land.
I’m open to better suggestions but just shitting on land ownership seems easy and unproductive.
If someone owns a house, they kinda have to own at the very least some land around it. I just don’t really see any other way for that to work. Would be interesting to hear how that could work otherwise.
There’s a thing called leasehold whereby you own the building and lease the land usually for 99 years after which it returns to the freeholder. It’s one of the reasons that the US embassy in London moved from Mayfair to Nine Elms. It was the only US embassy in the world that the US government didn’t own, the freehold belongs to the Grosvenor family (i.e. Lord Grosvenor). When the US tried to buy the freehold the Grosvenor family refused but agreed to a 999 year lease in exchange for the return of 12000 acres of Florida that was confiscated from them after the Revolutionary War - yes, they’ve been landowners for a very long time! I think the US made sure to buy the freehold of the new site at Nine Elms (they sold the remainder of the 999 year lease in Mayfair for an undisclosed sum) 😀
They grew enough potatoes to feed the population in spite of the blight losses. However said taters fetched a higher price abroad. So fuck the poor, I guess.
Also they would have had a higher diversity of crops if not for landlords. Landlords were extorting farmers and the only way the farmers could pay the bills was with the vegetable that had the highest margin. Farmers were forced to switch from other crops to growing potatoes by their landlords.
The blight affected all of Europe, yet only Ireland had severe famine because while the French government bought food for their citizens, the English government publicly declared the invisible hand of the free market would fix the famine.
Similarly the Ukraine famine was crop failure due to bad weather conditions that affected all of Eastern Europe. The crop failure wasn’t caused by the Soviets. Yet only Ukrainians died because the Soviets shipped Ukrainian food to Moscow in the same way Irish died because of free markets shipping Irish food to London. (Yes, Ireland was still a net exporter of food during the famine.)
When natural disasters occured it’s, “Millions died because of communism.” Yet when millions die under the free market it’s only the natural disaster and not capitalism.
I’m pretty sure the Native Americans didn’t believe in land ownership, at least not individual land ownership, more of a communal version, and it worked out well for them. They had huge societies, vast trade networks, and were able to feed themselves fine. It requires a different, non-capitalist, non-Western mindset, but it can work.
Define for the class what you think anarchy means, and, wait one minute, you think ghettos are created by people not recognizing private land ownership?
There’s quite a lot of thought missing from your definition of anarchy, including, ya know, all of the ideas on how to make that work, and the assumption by most that it wouldn’t be an immediate process, and for someone that knows how ghettos are created, you sure used it as a criticism of an idea that would make them literally impossible, while doubling down on insisting that the thing creating ghettos can solve the ghettos if you… Do it more, and harder?
I don’t actually believe in the dissolution of private property, at least in regards to individual land ownership. I just take issue with people stating their opinions as facts, especially when they’re just flat out wrong.
Which is rather part of the problem, as a lot of modern anarchists don’t believe in the dissolution of the state, at least as a deliberate policy, thus the idea that Marxists and anarchists are ultimately working towards the same goal (communism) and disagreeing on the methods to achieve it.
Yeah i was referring to the dissolution of property rights when referring to anarchy. It was more colloquial than the actual system. Yes I didn’t copy the wiki for anarchy because it was irrelevant.
Not sure where you took the opinion as facts thing but okay…
People like the idea of the stability ownership offers. You can’t be kicked out of your house or off your land you own because your income dropped out lost a job. How would you suggest this stability is maintained?
Unfortunately land will fall into disrepair if someone doesn’t actually own it. They have no incentive to invest in its upkeep if it can just be taken away at any moment. There’s a reason rental buildings have a reputation for being unkempt, the renters don’t want to pay for the upkeep since it’s not theirs and the landlords don’t want to pay for the upkeep because they don’t live there.
It gets even worse if government owns it, it would take 6 months just to get a light bulb changed let alone a new roof or hedges trimmed.
You aren’t giving us enough information to even speculate the answer. Are these Enterprise grade servers in a datacenter? Are these home made servers with consumer or low grade hardware you’re calling servers? Are they in the same datacenter or do they go out to the Internet? What exists between the hops on the network? Is the latency consistent? What is the quality of both sides of the connection? Fiber? Wi-Fi? Mobile? Satellite?
Does it drop too nothing or just settle into a constant slower speed? What have you tried to trouble shoot? Is it only rsync or do other tests between the hosts show the same behavior?
Give us more and you might get some help. If these hosts are Linux I would start with iperf to do a more scientific test. And report to us some more info.
Corporations don’t have to be about making tons of money. They can be about organizing people to accomplish things that they couldn’t individually. You then make money just to give those people a living wage and keeping the lights on.
This doesn’t even need to have a legal framework. Just a couple of people who agree to take up certain tasks is a company.
Fine but they shouldn’t be considered as people, lobbying should be illegal, fines can’t just be part of the business plan, money is not free speech, and if a corp is caught doing illegal activities it should go to jail or be broken up like the rest of us.
Up until very recently most housing in Finland was co-ops, and it’s still extremely common although many new developments are built and owned by corporations which then rent them out.
I live and own shares in a new housing co-op (proportional to the size of my apartment), and all of us together own and run the building and we’re renting the property from the city (although you can buy your share of that property off from the city if you don’t want to pay that rent.) It’s not a perfect system by any means but it’s better than corporations owning everything; ideally the people who live in a building are the ones who decide how it’s run, but of course that’s sort of gone out the window too with rich people just buying properties speculatively and to rent them out. If enough of the shareholders in a building are rent-seekers, upkeep of the building is going to go way down because they don’t live there themselves and don’t give a shit about whether it’s a nice place to live in, they care about making a profit.
This is actually very interresting. I always found it hard to understand how some people can have so many sexual partners, and then there are people with very few of sexual partners. I had this theory that there must be some subculture of people who are really into this, date eachother in this group which causes their number to increase abnormally. It was just a silly theory but this sort of supports it?
If you look at this a little closer, you’ll notice that there aren’t actually that many highly connected nodes.
The big structure is mostly composed of single link chains.
Elsewhere it was mentioned that the researchers were also surprised by that, and did followup interviews that revealed that it was against social rules to date your exes partners ex. Basically two couples can’t “swap” partners. I thought it was interesting that you didn’t see that, but you do see a few triangles.
And that’s even more interesting. As someone who was not part of any of the graph in high school / college, how would a big link of chains play out in real time?
Like “The Mary and Tom met at a party. Next week Tom stumbled into Lucy by the lockers…”
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