Borrowing for a car is becoming normalized in my country, but what’s wrong with just buying a €5-10k car outright? My SO and I have spent a grand total of €12500 on purchasing 3 separate vehicles in about a decade.
I drive a relatively new electric car for work that is a job perk, but if I wouldn’t I’d just driving to work in our little Mazda 2.
There is no single part of my house I even want to spend the average new car price on (€43k). That’s retire a year early money.
I got 6% last month on a couple year old used car (I have bought a car since 2005) and I was shocked and the guy said that was one of the best rates he has seen lately. Absolutely insane.
I have “great” and got told 13% a month or two ago. Didnt know the market was all futzed and asked if i did something wrong. Can you believe I passed on buying lmao
I have “good” and was offered 9% in early October.
One good sign is that banks are lowering their rates for longer term CDs. I’m seeing 1 year CDs in the 6% range, but a 5 year CD is more like 2%-3%. This means that the banks expect the fed to lower rates in the next few years.
After driving the same 1995 car for 20 years, me and my gf agreed yesterday that it’s perhaps time to buy a new car… some time during the next 6 months.
My old job used COVID as an excuse not give anyone a raise (then proceeded to tell everyone the executive cunts were getting raises) and when I asked for a raise after I apparently “didn’t ask in the correct way”.
And an alternate comic where the responses are “not this week, it’s them over there this week. We’ll get that movie next week, but if you want to watch it 2 weeks from now you have to go to that 3rd guy over there.”
You’re prioritizing your own survival over filling the pockets of the salvation army leadership? (They are quite well “compensated” for their “efforts”)
I actually got a grant from a local animal shelter and I was planning on giving back… until I checked my email to see if I got any clients and found out that they’ve been sending astronomical amounts of spam there (I definitely never consented to that, it was my professional email) and quickly reconsidered. Same reason i’m never donating to wikipedia ever again. I didn’t give you my email so you could slam it with commercials… Hope that quarter of a penny you got was worth it, assholes, because once i’m done cleaning up you’re never seeing another cent from me ever again. Donated to antifa once, got a single email saying “Remember that cause you donated for? We won.”
I use that as a litmus test. I now have a “spam” email and donate small amounts. If they spam that email, I won’t donate again.
I’m a fan of Toys For Tots as a direct alternative. They don’t accept money; you just buy a toy and put it in the donation bin, and they distribute them
memes
Oldest
This magazine is from a federated server and may be incomplete. Browse more on the original instance.