My company switched up retirement plans and they held a seminar to explain them. The person running the seminar said that we should be putting 15% of our salaries into retirement.
Nice idea, but if I put 15% of my salary into retirement, then I wouldn’t be able to pay my bills. I’m not living extravagantly or anything (buying something for $20 for my enjoyment seems like a splurge to me). Still, whenever I seem to be getting on a better financial footing, life throws me a curve ball. Need new hearing aids ($3,600). New a new dryer ($750). Might need a new car soon.
So either I need to be paid a lot more, I will be working until I’m 90, or I put away the money and go deep into debt but can retire. (Just kidding. I’m nearing 50. I likely won’t have enough to retire. Maybe when I’m 80.)
Useless fucking platitude that’s synonymous with “You aren’t the person who is absolutely the worst off, so being upset with your lot is inappropriate.”
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