Decide how much you will spend each week and spend a little less than that, slowly over 3 months you will reduce your expenses. Buy clothes and wash them after 2-3 uses unless you live in super dirty/dusty/warm area. This will prolong clothes life significantly and added advantage is they come back in fashion after a while. I have a shorts which I use still after 10 years.
I stopped washing my t-shirts after a single use (unless visibly dirty, smelly, etc) and the lifespan difference is immense. Also drying clothes in a drying rack instead of in the machine makes a massive difference in durability.
Yes. They often get smelly after one day depending on what you do. Sure blue jeans or an outer jacket can be good for a few casual wears but basically everything else is daily washed so coworkers don’t need to suffer the smell
Mostly agree, but a lot of thrift stores in the US have gotten significantly more expensive and lower quality over the past 10-20 years. You can blame resellers (like vintage stores) for at least the second part of that, but also fast fashion in general.
I have been to hundreds of thrift stores across the country. Rarely are any two the same. Rarely are they the same store if you visit it months later. And some are expensive but if they are, they usually have better stuff. Visit the stores in the areas that are generally poor and you will still find lots of hidden jems at deep discounts to the retail price. So much so that it’s always worth the extended trip outside of your neighborhood.
Heck I have a some near me that I know as different places to look for things. One area is cheaper, one more high end goods, one tends to have older stuff, just because it depends on the people donating!
I cook a lot, I strongly agree with avoiding things that only do one thing.
That slapchop looks real handy, don’t it? Wait till you gotta clean it. Any time savings are instantly lost, and now you have nooks and crannies for bacteria/detritus to hide in.
Look, generally speaking: if you don’t see professionals using something, there’s likely a good reason for it. Maybe you’re doing something smarter than a pro. But that’s rare, remember that.
Sometimes the reason the pros aren’t using a thing is because they have spent 10 hours a day, 6 days a week for 20 years learning how to do it that way. Sometimes the tool is just more sensible.
You’re right, sometimes it is. However, in a society whose existence is centered around consumption, beware the salesman. The point is to think about the purchase: most of the time you don’t need it.
To add onto this, Goodwill is the worst thrift store, so try to poke around and find some mom and pop thrift stores. They do more good with donations and charge far less when you’re buying (plus will usually help you out if you are really in a bind and need something)
A lot of times you don’t need to buy containers, you can reuse the ones where your food came from.
For example inside my freezer there are three ice cream pots, but none of them has actual ice cream - it’s tomato paste, chickpeas, cat food. In the past I’ve also reused margarine and requeijão pots to store leftover food, as makeshift planters, etc. The requeijão pots even worked as drinking glasses in my uni times.
If you have a Sam’s or Costco in your area, you can get past the membership by using a gift card. You can also buy a gift card without a membership. Sometimes they’re sticklers about it if you’re there super early, because that’s apparently “special members hour” or some shit, but the worst that happens is they tell you to leave.
If you can save up $15-20 for a 25lb sack of rice, it’ll last about 100-150 meals, which means it’s about 10-20¢ per meal. Just keep it in a plastic container to keep bugs out.
Get some cheap frozen vegetables and bulk, dried beans and you can eat pretty good for like a dollar per day.
Honestly it’s kinda cruel that buying in bulk saves a ton of money, but the people that need it most can’t afford to.
I think they get around this by having the pharmacy hours be a few hours offset from their actual business hours. My local Sam’s opens at 8 for “plus” memberships and the pharmacy doesn’t open until 10 when the poor normal members can start shopping.
This may no longer be true, but when I had my own Sam’s membership it was cheaper to get the business club card than the regular you imply is for the poors. They did zero checking that the business even existed, you only had to list a business name.
I’m not 100% convinced that buying in bulk at Costco saves significant amount of money. At least on staples anyway.
The best deals I’ve gotten at Costco were electronics. But things like chicken thighs ($1.39 / lbs at Costco vs $1.49 / lbs at the local grocery store)…I don’t think it’s worth the price.
I bought soap there for $2 or so less than at Walmart. I’m sure it all adds up but between the shitty parking and long lines, I’ve been debating giving up my Costco membership.
It really depends on what you buy. Some stuff is crazy cheap, others are pretty much the same price. If you’re buying a single shirt from Sam’s you’re probably better off going to Walmart. Always check the per-unit price, and only buy what you’re sure you will use. My favorite brand of yogurt is cheaper per unit than the great value brand at Walmart, and is almost 50% lower compared to buying it in packs of 4… But it takes up half a shelf in the fridge. But generally meat is just as expensive at Walmart/Kroger, often you can get it cheaper on sale at Walmart/Kroger than you can get at Sam’s, and it’s already in packages that you can just toss in a freezer.
Also, I don’t know if Costco has it, but the Sam’s app lets you scan and pay with your phone, so there’s no lines for checkout or anything. That doesn’t work to use the gift card trick though.
Costco meats are very good quality afaik so that might be why they seem similar prices, or meat is just not something you save on at costco. Buying cheese at costco is like 75% off & cereal is like 50% off. Pretty sure I could make a costco membership worth it with 1 visit of non-perishables.
Be sure to compare unit cost, not just overall cost. Often times, the thing you buy at Walmart for $5 is less quantity/weight than the comparable thing you buy at Costco for $4.75.
You aren’t entirely wrong. Most items at bulk clubs aren’t cheaper than other stores, just bigger. There’s generally a handful of items worth getting, and everything else should be avoided. Also Costco is usually more expensive, because they have random products that are organic, non-gmo, artisan things that cost more without good justification.
But things like chicken thighs ($1.39 / lbs at Costco vs $1.49 / lbs at the local grocery store)…I don’t think it’s worth the price.
2 things:
The chicken you get at Costco is probably a better quality, and generally you get more actual chicken per pound. Google "air chilled vs water chilled."
Get the things there that make sense for you. We like calrose rice in this house for a lot of stuff, go through quite a lot of it. At costco, the gigantic bag is like $20 compared to a tiny little bag that is $10-$12 at the cheapest regular grocer.
Combine those factors and I think it’s worth it. I have things that are “costco items.” Bulk spices, rice and some grains, dog food and treats, chicken, paper towel and TP, plastic wrap, hot dogs, pretty much any cheese, laundry soap, frozen convenience foods (dino nuggets, kirkland pizza, eggos, etc) and even some produce. Anyway, I go maybe once a month, and I’ve done the math many times over and it more than pays for itself. I wish I lived closer, because there are some things that I would buy more frequently that are way cheaper usually - milk, eggs, salad mix, fruit, etc.
But yeah, this is a 6 person house, with 3 adults and two teenagers.
Oh, last thing. Buying quite a lot of things at Costco is basically like buying an extended warranty or insurance. If you’re going to buy a TV, for example, and Costco sells something that’s close, buy that one. The OEM is going to offer a 1 year warranty, Costco will take that return for much longer.
I live in an area with a Sams club a inconvenient distance away and no Costco, Sam’s has been getting less and less worth bothering with, as the prices are getting less competitive, and the product quality degrading as Walmart’s distribution takes its toll (don’t even get me started on the shit quality of Walmart these days) plus dealing with large quantities of product when you have a small home can be very annoying. At this point I only buy soaps, toilet paper and baby wipes at Sams Club and that barely comes out ahead of the membership cost, and I’ve already had to stop buying one of the soaps because they switched to only selling a container that would simply be too inconvenient at home.
Aldi seems to have the real food savings, although my last trip I noticed the prices had crept up a little, they still beat Walmart and the local supermarket chain on prices by far
Get a 2nd hand multicooker off eBay. They slow cook, do rice/lentils/soups and lots of other things. I got one that was a bit bashed about but worked perfectly for £20.
Grow herbs either inside or outside. Rosemary, Thyme, Bay and garlic and a few others will grow fine. For the rest, get dry. Herbs add instant flavour to rice, lentils etc.
A small chicken (about £4) equals 4 meals. When the carcass is stripped, put it in your multicooker, just cover with cold water, add a whole carrot, a whole onion, both halved, some peppercorns, 3 or 4 bay leaves and 2 teaspoons salt. Slow cook on a very low heat for 6 hours. Get rid of all the solids and you now have chicken stock.
If you have money going out per month, use Klarna (or similar services) for Pay in 3 set ups for better goods that may cost a little bit too much for paying all at once.
Whilst there are bargains to be had, many cheaper appliances may fail or reduce in quality so quick; however, the ‘good’ things are often a fair bit out of people’s price ranges.
I have used Klarna for various things around the house, also good shoes, on the same day per month that I’ve received money. They’ve all lasted a very long time and much better than cheaper alternatives, and they’re fully paid off in three months.
There is no interest taken, and can come in handy. I have gotten a washing machine and big fridge/freezer using no interest installment plans, and over time they’ve saved me even more money by being more energy efficient than the cheaper ones.
There’s also an app called Zip that let’s you do 4 payments and you can extend the dates too plus it allows you to pay for some bills like Verizon, T-Mobile, GEICO, etc
I’ve saved literally a couple thousand+ dollars and a shit load of time by cutting my own hair.
Buzzed is easy mode if you’ve got the head for it (definitely NOT a good look for everyone, so proceed with caution).
Actual styles are doable by feel / with a double mirror setup, but that ofc comes with a learning curve, and it WILL look janky until you get a feel for it.
I spent $30 on an electric clipper over 15 years ago - paid for three haircuts since then, which were all mandatory purchases in basic training. Easily the best $30 I’ve ever spent.
Also, super short hair takes like two drops of shampoo per shower, so if you go the buzzed route, you’ll save a lot on hair products too.
I will second this. YouTube can teach you step by step how to cut your own hair. I’ve been doing it for years, and currently have a fancy asymmetrical one side buzzed cut that I do myself. The learning curve is going to result in you looking awkward a couple of times, but the amount of time and money saved over the years is tremendous.
Thirded. June of 2020, the cheap clippers were already all sold out, so I bought a really nice set of clippers at an inflated price. But since I used to pay about $20 every month for a haircut, they paid for themselves fast. And now every time my partner cuts my hair, its like money going into pur pocket.
Learn to fix things yourself. Mend your clothes, fix your bike or car, patch drywall, whatever. Learning to do things gives you the option of to save money doing it yourself. If you don’t learn, your only option is to pay someone else to do it.
Same goes for home repair. Learn to spackle and patch drywall, change a doorknob, install a toilet, snake a drain, and replace a capacitor or heating element in your hvac system. These are things anyone can learn to do with minimal tools and inexpensive parts, but will cost hundreds to hire a professional.
Changing the oil in your car only requires a spanner, pan, and household stuff like cloth rags. You can do it in your driveway faster than you can drive it round-trip to the dealership. I’ve saved heaps over the years.
House painting is a good skill. I knocked over $20k off my house build price by picking up a paintbrush. It was about 2 weeks of work and maybe $1k in supplies.
Learn computer maintenance. Like, how to format it and start over. How to diagnose and fix small issues. So many people buy new computers just because their old one is clogged with cruft. I fixed computers that others threw out, and avoided upgrade costs for decades.
Most importantly - learn to cook. Home cooking is so much cheaper.
Solids vs liquids - could you elaborate on that? Soap seems like an obvious example, and a couple specific food items like broth vs powder… but that’s all I can think of off the top of my head.
A couple years ago I switched from drinking soda to drinking those powdered wylers light drink mixes, it was mostly because I wanted to stop drinking so much soda but I went from spending $6 every other day to $20 every month and a half.
It makes sense when you think about it. Most drinks are 90% water and it just seems so wasteful to have water shipped rather than using the pipes that come directly to my house!
Water weighs about 8lbs/gallon (1kg/L). When you’re eating soup, the actual flavors/salts/veggies take up about 20% of the weight, tops. Additionally, volume is far decreased, so you can have more food in a smaller container. Finally, bacteria have nothing to work with in material without water. Just add your local water when you need it, it’s already there.
So, buy dry goods to reduce shipping costs for both you and the producer. Ship only the food part of food, not the water. The costs are much lower, for all the reasons above.
Piracy, some people buy 3 streaming subscriptions for 50€ a month just to watch one show.
Also depending on where you live you could take the supermarket advertisement magazines, they are free and if you live in an area where you can walk to your nearest stores it can actually save some money
I also know an old man who sells vapes, cigarettes and alcohol to kids (he couldn’ save up enougth for a good retirement). You’d be suprised how much 12yo actually pay for a vape you can buyat every store for 10€. He once told me he get’s his products from our cheap neigthbour country and only pays ⅓ of what he’s charging.
Shampoos and shower gels are scams imo. I order a 10 litre container of the cheap pink soap you get when using public restrooms. It cleans just as well and is significantly cheaper. I use an empty bottle with a pump on top and refill it with the container every other month or so.
Edit: If you got sensitive skin that needs special care then this isn’t for you, though.
Just buy blocks of basic hard soap. Better for your skin and your plumbing. I don’t know if it’s cheaper compared to your 10L bottle, but it’s definitely cheaper compared to normal liquid soap bottles.
If you don’t have hard water, maybe. Not here. Soap scum on the tub, soap doesn’t remove dirt, just sort of locks it on. Which does not matter as much on skin but is disastrous for hair. I have known a couple people who had to cut their hair off after trying to wash it with soap.
If I was to the point where I could only afford one, I’d get shampoo. If that was impossible for awhile, water only is the way I would go. It works ok, most stuff rinses off.
Even then, a basic soap like Dr Bronners or your favorite “hand soap” does well for most of your body. People ask my wife how her hair is so amazing, she just washes it every couple days instead of every day and sometimes has some light argan oil or something to reduce frizz. Washing hair (especially long hair) every day damages it no matter what you’re doing. The most important thing is to scrub your scalp really good.
Cook all your meals in advance. Pasta, potato gem casserole, and a Thai red curry can give you roughly two weeks of lunches and dinners if you alternate well. You can add breakfast bowls of eggs, cubed ham, and potatoes and they’ll keep for a week, minimum (I don’t know how long exactly because a dozen eggs gets me six meals).
I usually pay around $50 every two weeks for food, plus a bit more if I’m running low on coffee or milk.
I gained weight when I could make money. Now I keep intermittent fasting for 10-12 hours just to prolonge my food. It not just keeps me lose weight but I .sure of I start making money again , I won’t be able to get fat because this discipline. Also it reduces your hunger significantly, I now can stay fasting even in winters.
The “ermäßigter Mehrwertsteuersatz” (reduced VAT rate) you pay for staple food in Germany is 7%. That might be less than what you pay in surrounding countries, but 7% is remarkably bigger than 0%.
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